In a startling revelation, recent findings indicate that up to 80% of surgeons operate without realizing they lack adequate insurance coverage. It leaves patients in a precarious situation. The Confederation of British Surgery (CBS) swiftly responded to these alarming statistics, urging a comprehensive overhaul of the current system.
As of October 17, 2023, the General Medical Council (GMC) mandates that all doctors and surgeons in the UK must have sufficient protection. While NHS indemnity covers practitioners; the majority are unaware that this safeguard doesn’t extend to locum work. Furthermore, it does not extend to ‘Good Samaritan’ acts, or private practice. Consequently, patients may face the daunting prospect of suing surgeons directly in the event of a claim. This is with potential financial repercussions if the surgeon lacks the means to compensate.
STAGGERING STATISTICS
A staggering 80% of surgeons heavily rely on medical defence organizations (MDO) for insurance. Recognizing the far-reaching implications for patients, CBS advocates for a transition from discretionary cover to contractual cover. The latter would be closely monitored by financial authorities, ensuring transparency and adherence to contractual parameters.
QUOTED
Mark Henley, Consultant Plastic Surgeon and President of the Confederation of British Surgery underscores the urgency of addressing this issue. He says, “It is disconcerting that the majority of surgeons lack adequate indemnity insurance coverage, often oblivious to its limitations. This not only puts practitioners at risk but also endangers patients in the event of a claim, leading to protracted legal battles that strain both financial resources and psychological well-being. Swift and comprehensive change is imperative to dismantle the current landscape plagued by unscrupulous insurance providers.”
Courtesy Link: https://aestheticmed.co.uk/site/industrynewsdetails/surgeons-unknowingly-practicing-without-insurance